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Often referred to as a hard metal, this can be misleading. Pure platinum is in fact softer than pure gold, it is the other constituents of the alloy that make it hard wearing. The most common 950 (95% pure) alloy is the hardest of the precious metals used in jewellery. What mustn’t be forgotten is that even so, it is far softer that other common metals, for example steel and chrome.
Platinum is very durable and takes a fine polish that is resistant to wear. It is naturally a greyish white and is often rhodium plated to make it even whiter. It requires a higher level of craftsmanship and also being rarer than gold, explains why it is worth the extra expense.
Gold
Many believe, including some jewellers, that the higher the carat of gold the softer the metal (gold is a soft metal). Thus 9 carat gold, being alloyed with other metals tends to be more resistant to scratching than say 22 carat gold. This is not necessarily the case. Many manufacturers producing 18 carat gold jewellery ensure that, as the jewellery is higher quality, the alloy is harder wearing. This way when you have bought a piece of fine jewellery it will last a long time.
Source: NAG Website